CDQ Cooperative Credit and Loan Scheme

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Borrow responsibly.

CDQ Cooperative Credit and Loan Scheme is the credit and loan division of CDQ Cooperative Society. The portal provides secure registration, loan applications, transparent interest calculation, repayment tracking and extension requests.

Need help with registration or repayment? Contact CDQ Cooperative Society through email or WhatsApp.
How it works

A complete approval and loan lifecycle.

Every membership and financial action is recorded, reviewed and visible to the correct user.

1

Read and register

Accept the terms, provide identity details, upload a compliant passport photograph and submit proof of the ₦2,000.00 fee.

2

Administrator review

The administrator verifies payment, identity information and photograph visibility before activating the account.

3

Apply and repay

Members calculate interest, submit loan requests, view due dates, upload repayments and request extensions when necessary.

Transparent interest calculation

The default rate is 15% per four weeks. The portal prorates that simple rate from one week to twenty weeks, then displays interest, total repayment and estimated weekly instalment before submission.

4 weeks15%
Maximum duration20 weeks

Member protection

Passwords are securely hashed and cannot be read by administrators. An administrator can generate a temporary password, and both members and administrators can recover access using verified account details and date of birth.

Apply for a Loan